bk - As for your "naming names"... As DR Druxy stated, some people could sue just for the sake of suing. -Which would cause expenses for them and you - whether or not a settlement is reached. I think the thing you may want to think about is discussing your decision process on this publicly accessible and searchable site. I do admire your candor and "bravery", but it could all end up becoming kindling for that proverbial fire. Saying that you "did not think you would have to check with anyone" (and I'm paraphrasing) could be interpreted as if you were almost asking for litigation. -At least to me.
But, remember, I'm not a lawyer, nor do I play one on TV.