Topic: THE STRAW THAT BROKE THE KIMMEL'S BACK (Read 12573 times)

Jane · « **Reply #180 on:** August 31, 2012, 06:44:20 PM »

It's not fair! Keith sees all the cool wildlife out there. This afternoon, after I had come back into the house, he saw this heron at the pond.

Ginny · « **Reply #181 on:** August 31, 2012, 06:54:12 PM »

Well, Michigan State has their hands full with Boise State! Now that it's halftime, Rob and Mary Linda should be on their way to our house.

FJL · « **Reply #182 on:** August 31, 2012, 07:06:12 PM »

I have to admit this set of posts marking the return of V.J. (the third - and for a long time quiet - All that Chat owner, from Vegas) did almost feel like something from a musical.

CHATTER:
"V.J.!!!! You are back after all this time. I lurk a lot and I used to enjoy your posts. So glad they will continue"

V.J.:
"I never left. I've been here every day for 16 years as a forum monitor. I don't post that much as when I created All That Chat...there came a time when I realized it wasn't about me, it was about you and the world...ao I slid into silence, but I still love B'way and I'm here every day."

Touching!

elmore3003 · « **Reply #183 on:** August 31, 2012, 07:07:26 PM »

I just had a pleasant surprise on Facebook from a friend request. i'm still in a bit of shock, but very very happy.

The AC an was very nice. He simply wasn't MBarnum fantasy material.

vixmom · « **Reply #184 on:** August 31, 2012, 07:14:05 PM »

Quote from: John G. on August 31, 2012, 08:31:19 AM

Crazy day. Just been informed that my registration is due for fall semester today. That I'm supposed to have a ton of paperwork filled out for it. That the form to register online isn't working and that I'm supposed to wait for it all and the cosmos will fit into its properly alignment soon.

That and the woman who hasn't returned my phone calls for the last three weeks, as I try to get the house refinanced is now calling back with tons of information and is ready to go ahead with it.

So, advice, please: FHA loan or conventional loan? There's a $3 difference in the monthly payment. My current loan is FHA.

FINALLY something I know about!!

usually with a conventional loan you do not have to pay mortgage insurance FHA loans always include mortgage insurance - on the other hand sometimes closing costs are cheaper for FHA loans -- you should ask for for GFE (good Faith Estimates) for each loan and compare - if you want to discuss it IM me

vixmom · « **Reply #185 on:** August 31, 2012, 07:16:50 PM »

Quote from: John G. on August 31, 2012, 09:11:24 AM

Quote from: JoseSPiano on August 31, 2012, 09:00:06 AM
Quote from: John G. on August 31, 2012, 08:28:56 AM
That Rachael Ray is a nice woman. And she throws great parties during South by Southwest.

Rachael Ray really is a really nice woman. And her husband is nice to look at too.

The happy couple, as they were watching Jimmy Cliff. (Plus some woman drinking.)

that'sa woman?

George · « **Reply #186 on:** August 31, 2012, 07:18:34 PM »

Quote from: vixmom on August 31, 2012, 07:16:50 PM

Quote from: John G. on August 31, 2012, 09:11:24 AM
Quote from: JoseSPiano on August 31, 2012, 09:00:06 AM
Quote from: John G. on August 31, 2012, 08:28:56 AM
That Rachael Ray is a nice woman. And she throws great parties during South by Southwest.

Rachael Ray really is a really nice woman. And her husband is nice to look at too.

The happy couple, as they were watching Jimmy Cliff. (Plus some woman drinking.)

that'sa woman?

The one on the right? Well...she does have boobs.

George · « **Reply #187 on:** August 31, 2012, 07:22:22 PM »

And now, I'm off. I was planning on going to my sister's to visit for a bit, but it might be too late.

Anyway, until later!

Jane · « **Reply #188 on:** August 31, 2012, 07:23:09 PM »

Look what we just saw!

Jane · « **Reply #189 on:** August 31, 2012, 07:24:07 PM »

The above photo is a female. Keith saw a male earlier. I wonder if we have a pair out there.

Jane · « **Reply #190 on:** August 31, 2012, 07:24:34 PM »

Quote from: elmore3003 on August 31, 2012, 07:07:26 PM

I just had a pleasant surprise on Facebook from a friend request. i'm still in a bit of shock, but very very happy.

The AC an was very nice. He simply wasn't MBarnum fantasy material.

and

John G. · « **Reply #191 on:** August 31, 2012, 07:24:49 PM »

Thanks, Vixmom. I decided to go with the conventional loan. I'm cutting my interest from 6% to 3.75% and will be paying a bit less each month, which is good news for me.

John G. · « **Reply #192 on:** August 31, 2012, 07:25:41 PM »

Great photo. I showed it to J.B., who did his routine of checking out the eye. Then he lost interest.

Jane · « **Reply #193 on:** August 31, 2012, 07:30:58 PM »

'night

John G. · « **Reply #194 on:** August 31, 2012, 07:35:07 PM »

Night, all.

vixmom · « **Reply #195 on:** August 31, 2012, 07:42:33 PM »

Quote from: Jane on August 31, 2012, 07:23:09 PM

Look what we just saw!

beautiful!!!

vixmom · « **Reply #196 on:** August 31, 2012, 07:44:17 PM »

Quote from: John G. on August 31, 2012, 07:24:49 PM

Thanks, Vixmom. I decided to go with the conventional loan. I'm cutting my interest from 6% to 3.75% and will be paying a bit less each month, which is good news for me.

very good!!
I am here if you need me!

vixmom · « **Reply #197 on:** August 31, 2012, 07:45:06 PM »

Congratulations on your book sales! You have sold exactly 700 more books than I have!

Ginny · « **Reply #198 on:** August 31, 2012, 09:19:52 PM »

Rob and Mary Linda have arrived for their "stay-cation" at the Poinciana Bed 'n' Breakfast (and lunch and dinner and do-it-yourself laundry...)

We are pleasantly surprised to have them here!

'night!

JoseSPiano · « **Reply #199 on:** August 31, 2012, 09:43:50 PM »

DR Jennifer - There are lots of bike racks around NYC. Alas, there are lots of thieves out there with industrial lock snips and hacksaws. Or when they can't break the lock, they break the bike. There are lots of wheel-less bike frames chained to various posts throughout the city. If you look up the price of my bike, you'll understand my "caution".

JoseSPiano · « **Reply #200 on:** August 31, 2012, 09:44:25 PM »

Quote from: vixmom on August 31, 2012, 07:44:17 PM

Quote from: John G. on August 31, 2012, 07:24:49 PM
Thanks, Vixmom. I decided to go with the conventional loan. I'm cutting my interest from 6% to 3.75% and will be paying a bit less each month, which is good news for me.

very good!!
I am here if you need me!

DR vixmom - Stop working!

vixmom · « **Reply #201 on:** August 31, 2012, 10:22:07 PM »

Quote from: JoseSPiano on August 31, 2012, 09:44:25 PM

Quote from: vixmom on August 31, 2012, 07:44:17 PM
Quote from: John G. on August 31, 2012, 07:24:49 PM
Thanks, Vixmom. I decided to go with the conventional loan. I'm cutting my interest from 6% to 3.75% and will be paying a bit less each month, which is good news for me.

very good!!
I am here if you need me!

DR vixmom - Stop working!

George · « **Reply #202 on:** August 31, 2012, 11:43:30 PM »

Quote from: George on August 31, 2012, 07:22:22 PM

And now, I'm off. I was planning on going to my sister's to visit for a bit, but it might be too late.

Anyway, until later!

I'm home. I went to my sister's and we watched "Wall-E" on Blu-ray...she had never seen it and she loved it.

George · « **Reply #203 on:** August 31, 2012, 11:44:22 PM »

Quote from: John G. on August 31, 2012, 07:24:49 PM

Thanks, Vixmom. I decided to go with the conventional loan. I'm cutting my interest from 6% to 3.75% and will be paying a bit less each month, which is good news for me.

Very good news, John! Congrats! When I bought my condo, I had a 30-year loan at 6.875%. I refinanced about a year and a half later at 5.0% for 15 years. My monthly payments actually went up, but overall I'll save a ton of money...and it'll be paid off about 10 years before I retire instead of 5 years after.

bk · « **Reply #204 on:** August 31, 2012, 11:57:20 PM »

Back from a way too long show at the Cicada Club - more in the notes.

News:

Author Topic: THE STRAW THAT BROKE THE KIMMEL'S BACK (Read 12573 times)

FJL