DR Chas, I did the Medicare drill last spring. You've probably been inundated with ads for various health plans. I also received flyers for a couple insurance agents who specialize in helping consumers find the right plan for them. The first one I called was a pushy, opinionated jerk, IMHO, and I never called back. The second one wasn't that way at all and I was happy to have his help. I still spent a full month reviewing plans. There's a lot to consider, but the right plan can save you a lot of money. I was surprised to find that the Medicare Advantage plans offer very good value.
Good luck with this!