Well, I think I have finally reached Jen's limit. I got a check in the mail from New York State as an "Inflation Refund," and I asked Jen if she would deposit it for me when she walked Oscar. When she came by to pick it up, she said, I think it's time you looked into e-Deposit. Since I maybe get 4 checks a year,I think she's getting tired of helping me out.
I think she's trying to help you. E-deposits are faster and more reliable. They're easy to set up, and they'll give you more independence. Also, more and more government agencies are requiring it, for money going in either direction. So it seems best to have it all set up before you have to.