That's right. A tree fell.
It was one that we'd seen dying just this year and we were planning to have it removed. Well, now we don't have to do that. It removed itself.
The only issue being that it removed itself in the direction of the house, and it swiped the gutters. They're easily replaced, of course, but it's also at a place where there are skylights over the kitchen area, and it had obviously compromised a seal somewhere because there was a little bit of water there this morning. I have no idea what the extent of the repairs will be, but I'm letting the insurance handle it.
In fact, I'll be calling Mr. Insurance Man.....