So guess what!
There was a squall line that crossed the northeast yesterday, and as per usual, there are trees down all over the place. Unfortunately, an old rotted one that was just close enough to hit the house... hit the house. Nothing catastrophic like in 2018, but certainly some damage that needs to be attended to (along with that tale).
I've submitted an insurance claim and ... thank GAWD for knowing this guy ... our contractor friend who's worked on the house before has already been out to start assessing the damage. The insurance wants him to make sure that any place that needs a tarp to keep snow and rain from entering will go up, and he'll be doing that today.
Fun, fun, fun.