Maybe when the time comes you can check out other options.
I think I am going to look at a new Humana plan. When I started I got $500 twice a year for dental and vision, $45 a month for groceries, and $75 every three months for OTC stuff.
The only thing left is the $75.
I'll probably stick with Humana - no prescription cost AT ALL....but I want some of my freebies back....please.