Good news! They have really improved the white stuff now, matches the teeth & isn't as expensive. I'm sure you wouldn't put silver in your mouth 
I have been putting off getting this bridge the dentist said that I have needed for the past five years. The dentist doesn't take payments, and my share is $1500.00. Well, my employer (The State of W) has started a new flex medical program to help cover deductables, co-pays, prescriptions, etc.; and at pre-taxed savings.
The employee decides how much money they want in their account for the year, between $240.00 and $2400.00. The total is divided by the number of paydays you have in the year; and that amount is taken out of each check from the gross amount of your salary. The good thing is that as of January 1, of 2008 the entire total I have authorized becomes available to pay those things that aren't covered by my insurance. So, in January I will get my bridge, and then next January, I can use it to pay for Lasik surgery.