I just wish that the self employed would quit getting the shaft. If I had not made my mortgage payments, I could have refinanced my mortgage last year and gotten assistance and a much lower interest rate, but no, I paid on time and had good credit so I had to pay a higher interest rate because I didn't have enough years of tax returns as a sole proprietor to refinance even though I had paid on time for years and years and years.
I was considering hiring another person, but I've changed my mind. With all the taxes etc it would cost, I just don't want to try it now.