I've also been dealing with some Bank of America stuff - they have, of late, become a little relentless about calling and offering new services - the problem is, they call and don't tell you what the call's about, so you get the impression there's something wrong when there isn't. It happened two weeks ago and it happened this morning and I am going to have it stopped if I have to go all the way to the top of the BofA food chain. I called back this gal who called and all you get, relentlessly, is her machine, which tells you to leave a number, the name of your business (a good indication that this isn't really about a problem) and she says she'll get right back to you. Not. I am now on a CRUSADE!!!