So, the question has finally been addressed, what to do with the house the roommate and I own together. We both seem to want to keep it. So, according to his brilliant logic <sarcastic> - if we both want to keep it, we should just sell. I'm on the fence about letting him re-fi in his own name, take whatever cash he can give me at this point, and run across the bay and get an apartment and start all over with the DD. I'm in a quandary and I'm not quite jiggy with that. Even if I could re-fi into my name only and afford to pay the mortgage/expenses and still have a life, the roommate's logic tells me that I can't.
And these are the days of our lives