unlike most other states, we do "wet closings" so buyers and sellers, their attorneys, their realtors, the title closer and the bank attorney all gather at the same time to sign all the papers and exchange keys for cash - and the norm is the sellers must transfer the property vacant and broom clean which means all their stuff is on a moving van waiting to go to their new house, the buyers stuff is all on a moving van waiting to move in
so if some vital piece of information doesn't come in I can't just say "oh, well we'll close tomorrow instead"