TOD:
Well, it depends on if I'm eating a sweet bagel, like cinnamon-raisin or a plain bagel, like poppy seed. Obviously, I wouldn't put lox on a cinnamon bagel. But if it is plain, I do like lox, tomato and cream cheese (hold the onion). If it's a sweet bagel, I just like plain cream cheese on it. I really don't like all the different flavors of schmears (like almond/honey) that are so popular now.