I did do a nap, starting around 6:30 a.m. Finally got up at 10:04 a.m.
Feel much more refreshed. Went out for cash at the bank, mail at the post office and lunch at Third Generation: Baked catfish and grits, succotash and black-eyed peas with green beans. It was very good.
I then looked at my e-mail and discovered that Cygna was ready to set up my new Dental/Vision/Hearing Account. Done and DONE!!!