TOD
As a kid in Florida, a couple of pretty big hurricanes, with no personal damage to speak of.
In California, many "minor" earthquakes, and the biggest I experienced was the Whittier in 1987. Also no personal damage to speak of.
All of the really major and destructive hurricanes, and all of the really major and destructive earthquakes, came before and after my years of living in those two places.
Here in Connecticut, my first big one was the "storm of the century" in March 1993. No personal hardship or damage. I was living in a nice place that was completely tended to by uber-competent and caring people, and my only job was to hole up and enjoy the incredible snowfall and cozy forced vacation. As odd as this may sound, I now look back upon those few days as a sort of temporary return to the safe and trusting realm of childhood...with the benefit of appreciating it as an adult.
The President's Day Blizzard in February 2003 brought incredible snowfall, but again, no personal damage or hardship.
Finally, the Halloween Nor'easter in 2011, of which DR singdaw spoke, and Hurricane Sandy in 2012 -- both of which affected Yrs Truly in the way of power outages lasting, as I recall, two days for the former and three for the latter. Those two hellish experiences, one year after another, seemed to make up for all the breaks I'd gotten up to now, and are the reasons I went to ridiculous expense to have this generator.