The reason that I ask is that I go to Taco Time and I buy gift cards for them at Costco. You buy $50 worth of cards for only $40! That's a 20% saving right there! And if you go to TT often enough, the savings add up, and the cards never expire (some cards you can only get at $100 worth for $80...but it's the same ratio). I also have been getting gift cards for myself to Red Robin and Meconi's Italian subs (they're local to the Olympia area) for some time now.