Yikes, Fred. What was the cause? (If you’d care to share)
A UTI and a stone were involved, and a stent had to be put in.
The hospital was not in my insurance plan, but was the closest to our home - and the insurance company was clearly convinced of the level of emergency, because they accepted the initial round of hospital and surgery costs without questioning anything.
Or possibly, I had a very good health insurance plan in 2019.